Last updated: July 2025
Welcome to SmartLifeRates.com. By using this website, you agree to comply with and be bound by the following terms and conditions. If you do not agree with these terms, please do not use this website.
This website provides information related to life insurance and allows users to request quotes or consultations. All content is for informational purposes only and does not constitute legal, medical, or financial advice.
We do our best to ensure the information on this site is accurate and up to date. However, SmartLifeRates.com makes no warranties or guarantees regarding the completeness, accuracy, or reliability of any content or services provided.
Nothing on this site should be interpreted as binding insurance advice. You should always speak with a licensed professional before making any coverage decisions. We do not guarantee acceptance, pricing, or policy availability from any specific insurance provider.
By submitting your information through our quote form, you consent to being contacted by a licensed representative for the purpose of discussing your coverage options. We will never sell or share your information without your consent.
This website may contain links to third-party websites. SmartLifeRates.com is not responsible for the content or privacy practices of those sites.
We reserve the right to update or modify these terms at any time without prior notice. Your continued use of the website after changes are made constitutes your acceptance of the revised terms.
If you have any questions about these Terms, please contact us at info@smartliferates.com.